Historical Rate Trends: The Last 20 Years
Rates always feel high or low relative to what you personally remember. But zoom out over 20 years, and a
Rates always feel high or low relative to what you personally remember. But zoom out over 20 years, and a
Every time a central bank announces a rate decision, headlines call it a win or a loss for borrowers. But
Whether you are planning to buy your first home, looking to refinance an existing mortgage, or simply trying to maximize
Last updated: August 2026 If you’re timing a mortgage application, refinance, or rate switch, one question matters more than any